Dunn vs FreshBooks vs Wave: getting paid without switching apps

Updated October 14, 2026

FreshBooks and Wave are accounting apps that also send invoices. FreshBooks can even add late fees. But if you already bill through Stripe, moving your invoicing into an accounting app just to get paid on time is a big switch. Dunn does the getting-paid part on your Stripe.

Invoicing that gets you paid, and pays for itself in late fees. want your books, expenses and taxes in one place? FreshBooks or Wave. Already on Stripe and just need late invoices handled, with a heads-up before each fee and reminders that stop when clients reply? Dunn.

Dunn pays for itself. Two $25 late fees a month cover the $39 plan. Most people never charge the fee they agreed on because asking feels awkward; Dunn makes it automatic, agreed upfront, and announced politely, so it isn't personal. Your dashboard shows exactly what late fees brought in.

Why Dunn gets you paid

1A heads-up before every late fee

The day before a fee is added, Dunn emails you. Lower it or waive it in one click, even after it's on the bill, and your client gets an updated invoice. No surprises for you or them.

Dunn dashboard: late fees coming up, with Waive and Lower buttons

2Reminders stop the moment a client replies

If your client writes back ("paying Friday!"), Dunn pauses the reminders and forwards the reply to you. Every email, reply and fee is on the invoice's record, in case a fee is ever questioned.

Dunn invoice view with a timestamped history of emails and fees

3Retainers on autopilot

Set a recurring invoice once (weekly, every 2 weeks, monthly, or a set day) and Dunn sends it, reminds, and applies the same late-fee terms every time.

Dunn recurring invoices list and history

Side by side

	Dunn	FreshBooks	Wave
Automatic reminders	✓	Yes, up to three	With Wave payments or Pro
Automatic late fees	Flat or percent, with a heads-up first	Flat or percent	Check current plan
Reminders stop when a client replies	✓	—	—
Who you waive fees for	✓	—	—
Payments	Your own Stripe	FreshBooks payments	Wave payments
Bookkeeping, expenses, taxes	✗	✓	✓

Features and prices change; we checked each company's own help pages on October 14, 2026.

Use Dunn with your accounting app

Dunn's monthly report downloads as a CSV that imports into QuickBooks, Xero or Wave, so your books stay where they are.

Everything you get with Dunn

Invoices with saved services, quantities and PO numbers
Recurring invoices: weekly, every 2 weeks, monthly or a set day
Card or bank (ACH) payments straight to your Stripe
Reminders in your voice, before the due date and after
Automatic late fees, flat or percent, with a heads-up to you first
Replies pause reminders and come straight to you
Who's always late and who you waive fees for reports
Revenue reports with a CSV for QuickBooks, Xero or Wave
Alerts for overdue invoices, payments, failed payments and bounced emails
A full record of every email, reply and fee on each invoice

What it costs

Dunn is $39 a month for up to 5 clients, or $59 a month for unlimited clients (or $390 / $540 a year). It works from your own Stripe account, so Stripe's normal payment fees apply and the money goes straight to you.

Quick answers

Will Dunn work with my accounting?
Yes. Dunn's monthly report downloads as a CSV that imports into QuickBooks, Xero or Wave.

Does Dunn replace Stripe?
No. Dunn creates invoices in your own Stripe account. Your clients pay Stripe by card or bank transfer, and the money goes straight to you.

Can I lower or waive a late fee?
Yes. Dunn emails you the day before any fee is added. Lower or waive it in one click, even after it's on the bill.

Let Dunn do the chasing

Dunn sends the reminder before the due date, adds the late fee you agreed on, and keeps the record. Works with your Stripe. From $39 a month.

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